Financial Advisor Fee Comparison

Compare the long-term impact of flat-fee vs. AUM-based advisor pricing on your portfolio.

Investment

Contributions

Fees

Optimal Advisor Path

Best advisor each year (Year )

Investment Growth

Investment Projections

Year No Advisor Fees Fixed Advisor Fee Tiered Advisor Fee Fixed Fee/Yr Tiered Fee/Yr Optimal Path Advisor Used Total Fees

About This Tool

This calculator compares the long-term impact of different financial advisor fee structures on investment growth.

Scenarios

  • No Advisor Fees — baseline growth with no advisory costs
  • Fixed Advisor Fee — a flat annual dollar amount regardless of portfolio size
  • Tiered Advisor Fee — a percentage-based fee that decreases as your portfolio grows
  • Optimal Path — picks whichever advisor is cheaper each year

How It Works

The calculator models compound interest with configurable contribution schedules. Contributions can be made at various frequencies and are compounded with partial-period adjustments. Fees are deducted at the end of each year.

This tool is for educational purposes only and does not constitute financial advice.